Terms and Conditions of Service

Agreement to Terms

These Terms and Conditions govern your use of clariventosa Financial Planning Services website and consultation services. By accessing our website or using our services, you agree to be bound by these terms.

If you do not agree with any part of these terms, please do not use our website or services.

Definitions and Interpretations

For the purposes of these Terms and Conditions:

• "Service" refers to consultation and analytical review services provided by clariventosa Financial Planning Services
• "User" or "Client" refers to any individual accessing our website or using our services
• "Company," "we," "us," or "our" refers to clariventosa Financial Planning Services Pty Ltd
• "Content" refers to all information, text, graphics, and materials available through our website

Acceptable Use of Services

You may use our services for lawful purposes only and in accordance with these terms.

Access is granted on a temporary basis and we reserve the right to withdraw or modify services without notice.

User Responsibilities and Obligations

As a user of our services, you agree to:

• Provide accurate and complete information during consultations
• Maintain confidentiality of any login credentials
• Use services only for intended consultation purposes
• Respect intellectual property rights
• Comply with all applicable laws and regulations

Prohibited Activities

You may not use our services for any of the following:

• Illegal activities or violation of any laws
• Harassment or harmful conduct toward others
• Unauthorized access to systems or data
• Distribution of malicious software or content
• Commercial use without explicit permission

Intellectual Property Rights

All content, trademarks, and intellectual property on our website remain the exclusive property of clariventosa Financial Planning Services or our licensors.

Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy for detailed information about how we collect, use, and protect your personal information. Privacy Policy

Service Disclaimers

Please be aware of the following important disclaimers:

Limitation of Liability

To the fullest extent permitted by law, clariventosa Financial Planning Services shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services.

Our total liability shall not exceed the amount paid by you for services in the 12 months preceding any claim.

User Indemnification

You agree to indemnify and hold clariventosa Financial Planning Services harmless from any claims, damages, or expenses arising from your use of our services or violation of these terms.

Dispute Resolution Procedures

We are committed to resolving disputes fairly and efficiently:

Service Termination

Either party may terminate the service relationship at any time with appropriate notice. We reserve the right to suspend or terminate access for violations of these terms.

Upon termination, your right to use our services ceases immediately.

Governing Law and Jurisdiction

Any disputes arising shall be subject to the exclusive jurisdiction of Australian courts.

Severability of Terms

If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Complete Agreement

These Terms and Conditions, together with our Privacy Policy and other referenced policies, constitute the entire agreement between you and clariventosa Financial Planning Services.

Modifications to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting on our website.

Continued use of our services after changes constitutes acceptance of the modified terms.

Contact Information for Terms

For questions about these Terms and Conditions, please contact us using the information provided elsewhere on our website.