Important Disclaimers and Legal Information
Past performance does not guarantee future results.
All financial decisions involve risk and individual circumstances vary significantly.
General Information Disclaimer
The information provided on this website is for general informational purposes only and should not be considered as personalized financial advice. All content is provided in good faith, however we make no representation or warranty of any kind regarding the accuracy, adequacy, validity, reliability, or completeness of any information.
This disclaimer governs your use of our website and services. By accessing this website, you acknowledge and agree to the terms outlined below.
No Professional Advisory Relationship
The information and content provided does not constitute professional financial advice, nor does it create an advisory relationship between you and clariventosa. Our consultations are designed to provide analytical reviews and discuss various approaches to financial planning, not to provide specific recommendations.
Always consult with qualified professionals before making any financial decisions. Consider your personal circumstances, risk tolerance, and objectives.
Information Accuracy and Currency
While we strive to provide accurate and up-to-date information, financial markets and regulations change frequently. We cannot guarantee that all information remains current or accurate at all times.
- Market conditions and regulations change without notice
- Information may become outdated between updates
- Third-party data sources may contain inaccuracies
Limitation of Liability
To the fullest extent permitted by law, clariventosa shall not be liable for any damages arising from your use of this website or services.
We exclude liability for the following types of damages:
- Direct or indirect financial losses
- Loss of profits or business opportunities
- Consequential or incidental damages
- Damages resulting from third-party actions or information
External Links and Third-Party Content
Our website may contain links to external sites and third-party content for informational purposes. We have no control over the nature, content, and availability of those sites.
The inclusion of any links does not necessarily imply a recommendation or endorsement of the views expressed within them.
Individual Results Disclaimer
Financial outcomes depend on numerous personal factors including income, expenses, risk tolerance, time horizon, and market conditions. No two situations are identical.
Individual results may vary significantly based on personal circumstances.
Financial Services Disclaimer
Our consultation services are designed to provide analytical reviews and discuss various financial planning approaches. We do not provide specific product recommendations or manage client funds.
- Consultations focus on analytical reviews and planning discussions
- We do not sell financial products or earn commissions from recommendations
- All decisions remain entirely with the client
Governing Law and Jurisdiction
These disclaimers and your use of this website are governed by Australian law.
Any disputes arising shall be subject to the exclusive jurisdiction of Australian courts.
Some jurisdictions may not allow certain limitations of liability, so some restrictions may not apply to you.
You are responsible for compliance with local laws in your jurisdiction.
User Indemnification
You agree to indemnify and hold clariventosa harmless from any claims, damages, or expenses arising from your use of our website or services, including any violation of these terms.
Severability of Terms
If any provision of this disclaimer is found to be unenforceable, the remaining provisions shall continue in full force and effect.
Changes to Disclaimers
We reserve the right to modify these disclaimers at any time. Changes will be effective immediately upon posting on this website.
Questions About This Disclaimer
If you have questions about this disclaimer, please contact us:
Level 12, Collins Street Tower, 480 Collins Street, Melbourne VIC 3000
Last Updated:: September 14, 2025
By using this website, you acknowledge that you have read and understood this disclaimer.